1. What is UPI (Unified Payments Interface)?
UPI (यूनिफाइड पेमेंट्स इंटरफेस) क्या है?
A) A digital wallet
B) A payment gateway
C) A real-time payment system
D) An ATM network
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2. Which organization developed the BHIM app?
BHIM ऐप किस संस्था द्वारा विकसित किया गया है?
A) RBI
B) Google
C) NPCI
D) SBI
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3. Which of the following is NOT a digital financial service?
निम्नलिखित में से कौन सी डिजिटल वित्तीय सेवा नहीं है?
A) Internet Banking
B) Mobile Wallets
C) Credit Card
D) Cheque Book
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4. What is the full form of NEFT?
NEFT का पूरा नाम क्या है?
A) National Electronic Fund Transfer
B) National Exchange for Financial Transactions
C) New Electronic Fund Transfer
D) None of the above
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5. Which mobile app is launched by the Indian government for digital payments?
डिजिटल भुगतान के लिए भारत सरकार द्वारा कौन सा मोबाइल ऐप लॉन्च किया गया है?
A) Paytm
B) Google Pay
C) BHIM
D) PhoneP
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6. What is the main purpose of a mobile wallet?
मोबाइल वॉलेट का मुख्य उद्देश्य क्या है?
A) To make phone calls
B) To store cash physically
C) To make digital payments
D) To check bank balance only
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7. Which of the following is a secure method for online banking?
निम्नलिखित में से कौन ऑनलाइन बैंकिंग के लिए एक सुरक्षित तरीका है?
A) Using public Wi-Fi
B) Sharing passwords
C) OTP authentication
D) Clicking on unknown links
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8. What does QR in QR Code stand for?
QR कोड में QR का क्या अर्थ है?
A) Quick Read
B) Quick Response
C) Quick Result
D) Queue Registration
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9. What is the purpose of the Aadhar Enabled Payment System (AEPS)?
आधार सक्षम भुगतान प्रणाली (AEPS) का उद्देश्य क्या है?
A) Cash deposit
B) Withdrawal using Aadhar
C) Credit card payment
D) ATM card activation
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10. Which of the following is NOT a mobile payment app?
निम्नलिखित में से कौन मोबाइल पेमेंट ऐप नहीं है?
A) Google Pay
B) PhonePe
C) BHIM
D) Excel
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11. Which method uses scanning for payment?
भुगतान के लिए कौन सी विधि स्कैनिंग का उपयोग करती है?
A) NEFT
B) QR Code
C) UPI PIN
D) OTP
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12. What does the term ‘Digital Wallet’ mean?
‘डिजिटल वॉलेट’ शब्द का क्या अर्थ है?
A) A physical wallet
B) An online money storage
C) A cheque system
D) A savings account
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13. IMPS stands for:
IMPS का पूर्ण रूप है:
A) Immediate Payment Service
B) International Money Processing System
C) Indian Money Payment System
D) Instant Mobile Payment Service
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14. Which is the regulatory authority for digital payments in India?
भारत में डिजिटल भुगतान की नियामक संस्था कौन है?
A) IRDA
B) SEBI
C) RBI
D) TRAI
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15. Which app was merged into Google Pay?
कौन सा ऐप Google Pay में मर्ज किया गया था?
A) Paytm
B) Tez
C) PhonePe
D) Mobikwik
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16. Which of the following is a two-factor authentication?
निम्नलिखित में से कौन दो-कारक प्रमाणीकरण है?
A) Password + OTP
B) Name + Email
C) Phone number only
D) Username only
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17. What is the main benefit of UPI over NEFT?
NEFT की तुलना में UPI का मुख्य लाभ क्या है?
A) Works only in banks
B) Requires physical presence
C) Real-time and 24×7
D) Needs branch code
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18. Which of the following can be linked with UPI?
UPI के साथ निम्न में से क्या जोड़ा जा सकता है?
A) Aadhaar only
B) Email ID
C) Mobile Number and Bank Account
D) PAN card only
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19. What is phishing in digital finance?
डिजिटल फाइनेंस में फिशिंग क्या है?
A) A fishing game
B) A fraud attempt to steal personal information
C) An online bank
D) A financial investment
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20. What is the meaning of contactless payment?
संपर्क रहित भुगतान का क्या मतलब है?
A) Payment through cheque
B) Payment without touching the device
C) Payment by signature
D) None of the above
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21. Which technology is used in contactless cards?
संपर्क रहित कार्डों में किस तकनीक का उपयोग होता है?
A) QR Code
B) NFC (Near Field Communication)
C) OTP
D) Barcode
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22. What is OTP used for?
OTP किसके लिए उपयोग किया जाता है?
A) Password change
B) Account opening
C) Identity verification during transactions
D) Mobile recharge
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23. What is the main benefit of AEPS?
AEPS का मुख्य लाभ क्या है?
A) Works without internet
B) Only for credit cards
C) Allows bankless people to withdraw
D) Used for taxation
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24. Which of the following is not required for UPI registration?
UPI पंजीकरण के लिए निम्न में से क्या आवश्यक नहीं है?
A) Mobile Number
B) ATM/Debit Card
C) Email ID
D) Bank Account
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25. What is the full form of NPCI?
NPCI का पूरा नाम क्या है?
A) National Payments Corporation of India
B) National Processing Company of India
C) New Payment Control of India
D) None of the above
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26. Which is the safest method for online transactions?
ऑनलाइन लेनदेन के लिए सबसे सुरक्षित तरीका कौन सा है?
A) Public Wi-Fi
B) Private network with OTP
C) Shared passwords
D) Unknown apps
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27. What is a virtual debit card?
वर्चुअल डेबिट कार्ड क्या है?
A) A physical plastic card
B) A card issued by school
C) A digital-only version of a debit card
D) None of the above
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28. What is mPIN in digital banking?
डिजिटल बैंकिंग में mPIN क्या है?
A) Mobile Personal Identification Number
B) Master Personal ID Number
C) Messaging PIN
D) None of the above
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29. Which is a government-backed e-wallet?
कौन सा सरकार समर्थित ई-वॉलेट है?
A) Freecharge
B) BHIM
C) Google Pay
D) Mobikwik
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30. What is the maximum limit per UPI transaction (as per most banks)?
अधिकांश बैंकों के अनुसार प्रति UPI लेनदेन की अधिकतम सीमा क्या है?
A) ₹1,000
B) ₹10,000
C) ₹1,00,000
D) ₹5,00,000
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